International

National Insurance (UK)

Definition

A UK tax on earnings and self-employment profits that funds state benefits including the State Pension, unemployment benefits, and the National Health Service. Employees pay 8% on earnings between £12,570 and £50,270, and 2% above that. Employers pay 13.8% on employee earnings above £9,100. Self-employed pay Class 2 (flat rate) and Class 4 (6% on profits between £12,570 and £50,270).

Example

A UK employee earning £40,000 pays approximately £2,199 in National Insurance contributions per year, in addition to their income tax.

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